Solutions · Trust Departments & Banks

Every estate, administered with the same steady hand.

Trust departments carry dozens of estates with the same fiduciary duty on each. Celestial Divide standardizes the division process — consistent guardrails, role-based controls, and documentation that holds up to review.

14 days, no credit card · Click through the product below

Celestial Divide new estate configuration screen
Step 1

As featured in
Pennsylvania Bar News Leimberg Information Services
Why this matters

Consistency is the fiduciary's burden.

Every estate is different — but the standard of care isn't. Without a shared process, quality depends on whoever happens to hold the file.

  • Every officer divides estates a little differently — and documents them differently, too.
  • Beneficiary communication scatters across inboxes and phone logs.
  • Reviews and audits end up reconstructing decisions from memory.
  • Disputed allocations put the institution's judgment — not just the outcome — on trial.
One process, every estate

The same structured workflow on every file — regardless of which officer runs it.

Role-based guardrails

Officers, beneficiaries, and outside counsel each see exactly what they should — nothing more.

Audit-ready records

Every input, valuation, and allocation decision captured as it happens — not reconstructed later.

Beneficiary self-service

Status, inventory, and outcomes in a controlled portal — fewer calls, cleaner communication trails.

One process. Every estate. Documented end to end.

How it works

From inventory to signed-off division

Four steps that turn a tense, messy situation into a clear, documented plan — without pretending there's one perfect answer.

1
Set the structure

Create the estate, invite participants, and define what information is shared with whom.

2
Capture what matters

Each person privately ranks and values what they care about — no awkward family meetings required.

3
Explore outcomes

The solver runs allocation scenarios and shows the tradeoffs side-by-side, in plain language.

4
Document the decision

Share results and a clear record of what was considered and why — ready for every stakeholder.

The outcome: a division everyone understands — and a family that's still talking when it's over.
The fairness engine

Fairness you can prove, not just promise

At the core of Celestial Divide is an optimization engine built on envy-free division — the branch of mathematics devoted to splitting things people care about. It weighs what each person values, then finds allocations where no one would trade their share for someone else's.

01
Value through their eyes

The same lake house is worth different things to different people. The engine works from each person's own valuations — not just the appraisals.

02
Apples to oranges, equalized

A pre-tax 401(k), a Roth, and a lake house are not the same kind of dollar. The engine runs tax-aware equalization and debt offsets, so scenarios compare what people actually receive.

03
A result you can defend

Every recommendation comes with the reasoning behind it, in plain language — so "why did she get the house?" has a written answer.

The judgment stays with you. The computation — valuations, equalization math, debt offsets — is handled, checked, and documented.
Why not a spreadsheet?

Spreadsheets track numbers. They don't resolve them.

The math of a fair division — preferences, valuations, equalization — outgrows a spreadsheet the moment two people want the same thing.

Process structure
Celestial Divide
Guided workflow designed for complex tradeoffs.
Spreadsheets & email
Ad-hoc coordination; every estate reinvents the process.
Capturing preferences
Celestial Divide
Private, structured inputs collected in a comparable format.
Spreadsheets & email
Back-and-forth emails; impossible to normalize responses.
Fairness
Celestial Divide
Allocation scenarios optimized and explained — fairness you can show, not assert.
Spreadsheets & email
Whoever holds the spreadsheet holds the leverage.
Documentation
Celestial Divide
A clear record of what was considered and why.
Spreadsheets & email
Versions multiply; decisions are hard to reconstruct.
Executor experience
Celestial Divide
Less mediation. More execution.
Spreadsheets & email
The executor becomes the hub for every update and grievance.
Advisory note: Celestial Divide is a structured communication and documentation tool. It is not legal advice.
Where we fit

The whole journey, mapped. We help you through the harder middle part.

Estate settlement runs from the courthouse to the final tax return. Celestial Divide carries everything in between — inventory, valuations, division, and administration — and produces a clean, documented file for the legal steps at either end.

1 · Get appointed

Letters of authority from the probate court.

The court and counsel

2 · Build the inventory

Every asset in one place — property, businesses, brokerage accounts, IRAs, personal items.

3 · Gather private valuations

Each beneficiary values every asset privately — no anchoring, no family meeting.

4 · Divide fairly

The fairness engine turns valuations into a defensible division blueprint.

5 · Administer and distribute

Sales, payouts, cash on hand, and notices that keep every beneficiary informed.

6 · Close the estate

Final filings and taxes.

Counsel or CPA — with a clean file from the platform
Trust & control

Built for the most sensitive conversations a family will ever have

Role-based access and clear boundaries keep information controlled and conversations constructive — even when emotions run high.

  • Role-based views for professionals, executors, and beneficiaries — everyone sees exactly what they should.
  • Preferences are captured privately, so nobody negotiates against the room.
  • Every decision leaves a record: what was considered, what was chosen, and why.
Role-based access

Control what each participant can see and do at every stage.

Structured communication

Conversations stay tied to decisions instead of spiraling into side channels.

Audit-friendly documentation

Capture the "why" in plain language, alongside the outcomes.

Every stakeholder, one record

Executors, professionals, and beneficiaries each get a purpose-built experience.

Pricing

Straightforward pricing for families and firms

Pay per estate, not per seat. Start with a single estate or choose firm pricing up to 100 estates per year.

Family / Ad-Hoc

Family

For executors and families handling a single estate.

$500 /estate

One-time purchase · No subscription

Start 14-Day Free Trial

What's included:

  • Full optimization engine — all permutations evaluated
  • Unlimited assets and beneficiaries
  • Private beneficiary valuation capture
  • External buy-out modeling
  • Adjustable fairness / disparity tolerance
  • Sale floor & forced-sale logic
  • Audit trail and defensible allocation report
  • CSV asset inventory upload
  • Trusted Professional Network access
  • Email support
Best Value · Most Popular

Professional

One shared case allowance for your Organization's Estates and Divorce Matters.

$1,999 /yr

$400 per case

Each case may be an Estate or Divorce Matter.

Billed annually · 17% savings vs. monthly

Billed monthly · Cancel anytime

Start 14-Day Free Trial

What's included:

  • Everything in Family, plus:
  • Shared case allowance — use for Estates or Divorce Matters
  • Organization dashboard across cases
  • Priority support and onboarding call
  • White-label report options
  • Pre-mortem planning simulation
  • Dedicated account manager (100 cases)
  • Team member access (unlimited seats)
  • Billing and usage reporting
  • Cancel anytime (monthly) / 30-day refund (annual)

One shared case allowance for the whole Organization

Estates and Divorce Matters draw from the same allowance at the same rate. Add seats without changing the case allowance.

View full pricing details
Need enterprise options or more than 100 estates? See the full pricing page for details.
FAQs

Quick answers

Is this legal advice? +

No. Celestial Divide is a structured communication, scenario evaluation, and documentation tool. It does not replace professional guidance.

When should families use it? +

It can be helpful once it's clear assets need to be divided and multiple people's preferences must be considered.

What if family members disagree? +

That's expected. The platform makes preferences and tradeoffs visible so disagreements can be addressed constructively.

Does this replace an attorney or advisor? +

No. It reduces friction and helps everyone stay aligned, while professionals provide the appropriate guidance for the situation.

Is sensitive information required? +

Only what's necessary. Access is controlled by role, and you choose what gets shared at each stage.

Can I show results to beneficiaries? +

Yes - you can share outcomes and documentation in a way that keeps everyone aligned on what was decided and why.

Begin here

Settle it fairly. Document it fully. Let the family stay a family.

The goal isn't to eliminate disagreement — it's to replace confusion with a clear process, so decisions are understood, documented, and easier to carry forward.

14 days, no credit card.

Facing a complex division right now? Book a 30-minute demo