1 · Get appointed
Letters of authority from the probate court.
and counsel
Solutions · Financial Planners & Wealth Advisors
Be the advisor who
Be the advisor who
preempts the conflict.
Wealth transfer is where client families are won or lost. Celestial Divide gives you a structured way to walk clients through asset division — before or after a death — and keeps you at the center of the next generation's decisions.
Free to start, no credit card · Click through the product below
Step 1
As featured in
Pennsylvania Bar News
Leimberg Information Services
Why this matters
The transfer is coming. Most advisors just watch it happen.
The largest wealth transfer in history is underway — and the moment of division is exactly when heirs decide whether to keep their parents' advisor.
- Estate documents say "divide equally" — with no mechanism for how.
- Heirs scatter to other advisors after the transfer — often within months.
- A division fight burns goodwill you spent decades building with the family.
- There's been no integrated way to show clients what division will actually look like.
Pre-mortem simulation
Walk clients through the division while they can still weigh in — and shape the plan around what you learn.
Stay at the table
You host the division conversation — with a structured process, not someone else's spreadsheet.
Next-generation relationships
Heirs experience your value firsthand, during the hardest financial moment their family will face.
Clear handoffs
A documented process you can bring an estate attorney, CPA, or trustee into — without losing the thread.
Less conflict for the family.
More continuity for your practice.
How it works
From inventory to signed-off division
Four steps that turn a tense, messy situation into a clear, documented plan — without pretending there's one perfect answer.
1
Set the structure
Create the estate, invite participants, and define what information is shared with whom.
2
Capture what matters
Each person privately ranks and values what they care about — no awkward family meetings required.
3
Explore outcomes
The solver runs allocation scenarios and shows the tradeoffs side-by-side, in plain language.
4
Document the decision
Share results and a clear record of what was considered and why — ready for every stakeholder.
The outcome: a division everyone understands — and a family that's still talking when it's over.
The fairness engine
Fairness you can prove, not just promise
At the core of Celestial Divide is an optimization engine built on envy-free division — the branch of mathematics devoted to splitting things people care about. It weighs what each person values, then finds allocations where no one would trade their share for someone else's.
01
Value through their eyes
The same lake house is worth different things to different people. The engine works from each person's own valuations — not just the appraisals.
02
Apples to oranges, equalized
A pre-tax 401(k), a Roth, and a lake house are not the same kind of dollar. The engine runs tax-aware equalization and debt offsets, so scenarios compare what people actually receive.
03
A result you can defend
Every recommendation comes with the reasoning behind it, in plain language — so "why did she get the house?" has a written answer.
The judgment stays with you. The computation — valuations, equalization math, debt offsets — is handled,
checked, and documented.
Why not a spreadsheet?
Spreadsheets track numbers. They don't resolve them.
The math of a fair division — preferences, valuations, equalization — outgrows a spreadsheet the moment two people want the same thing.
With Celestial Divide
With spreadsheets & email
Process structure
Celestial Divide
Guided workflow designed for complex tradeoffs.
Spreadsheets & email
Ad-hoc coordination; every estate reinvents the process.
Capturing preferences
Celestial Divide
Private, structured inputs collected in a comparable format.
Spreadsheets & email
Back-and-forth emails; impossible to normalize responses.
Fairness
Celestial Divide
Allocation scenarios optimized and explained — fairness you can show, not assert.
Spreadsheets & email
Whoever holds the spreadsheet holds the leverage.
Documentation
Celestial Divide
A clear record of what was considered and why.
Spreadsheets & email
Versions multiply; decisions are hard to reconstruct.
Executor experience
Celestial Divide
Less mediation. More execution.
Spreadsheets & email
The executor becomes the hub for every update and grievance.
Advisory note: Celestial Divide is a structured communication and documentation tool. It is not legal advice.
Where we fit
The whole journey, mapped.
The whole journey, mapped.
We help you through the harder middle part.
Estate settlement runs from the courthouse to the final tax return. Celestial Divide carries everything in between — inventory, valuations, division, and administration — and produces a clean, documented file for the legal steps at either end.
and counsel
2 · Build the inventory
Every asset in one place — property, businesses, brokerage accounts, IRAs, personal items.
3 · Gather private valuations
Each beneficiary values every asset privately — no anchoring, no family meeting.
4 · Divide fairly
The fairness engine turns valuations into a defensible division blueprint.
5 · Administer and distribute
Sales, payouts, cash on hand, and notices that keep every beneficiary informed.
6 · Close the estate
Final filings and taxes.
with a clean file from the platform
Trust & control
Built for the most sensitive conversations a family will ever have
Role-based access and clear boundaries keep information controlled and conversations constructive — even when emotions run high.
- Role-based views for professionals, executors, and beneficiaries — everyone sees exactly what they should.
- Preferences are captured privately, so nobody negotiates against the room.
- Every decision leaves a record: what was considered, what was chosen, and why.
Role-based access
Control what each participant can see and do at every stage.
Structured communication
Conversations stay tied to decisions instead of spiraling into side channels.
Audit-friendly documentation
Capture the "why" in plain language, alongside the outcomes.
Every stakeholder, one record
Executors, professionals, and beneficiaries each get a purpose-built experience.
Pricing
Start free. Add the workflow you need.
Estate plans start at $19 per month. Organization plans use one combined allowance for open estates and divorce matters.
Save 17% on annual
Free
Build the estate record and keep it for as long as you need.
Free
No card required · no time limit
- Permanent access with no credit card required
- Basic estate setup and asset inventory
- Unlimited assets and debts
- Unlimited beneficiary invitations
- Private beneficiary valuations and bidding
- Basic estate and bidding status dashboard
- Basic CSV and PDF inventory export
Essentials
Run the allocation and carry the accepted plan through administration.
$19
/mo
Billed annually · save 17%
Billed monthly · cancel anytime
- Everything in Free, plus:
- Patent-pending allocation solver
- Refinancing analysis for beneficiary buyouts
- Sale-order analysis for assets that may need to be sold
- Standard distribution report
- Estate Administration workspace — carry out the accepted plan asset-by-asset with an administration audit trail
- Beneficiary communications — initial notices, status updates, interim distributions, and final accounting letters
- Custom deadline tracking for probate milestones and estate tasks
- Email support
Complete
Add deeper fairness analysis and Michigan probate forms.
$49
/mo
Billed annually · save 17%
Billed monthly · cancel anytime
- Everything in Essentials, plus:
- Beneficiary POV matrix — see each person's perceived value of their share
- Cooperative-disparity and concession analysis
- Michigan PC 577 Inventory form
- Michigan PC 583 Account of Fiduciary form
- Priority support
View full pricing details
Managing multiple cases? Solo starts at $49/month, Practice at $99/month, and Firm at $249/month.
See organization pricing
FAQs
Quick answers
Is this legal advice? +
No. Celestial Divide is a structured communication, scenario evaluation, and documentation tool. It does not replace professional guidance.
When should families use it? +
It can be helpful once it's clear assets need to be divided and multiple people's preferences must be considered.
What if family members disagree? +
That's expected. The platform makes preferences and tradeoffs visible so disagreements can be addressed constructively.
Does this replace an attorney or advisor? +
No. It reduces friction and helps everyone stay aligned, while professionals provide the appropriate guidance for the situation.
Is sensitive information required? +
Only what's necessary. Access is controlled by role, and you choose what gets shared at each stage.
Can I show results to beneficiaries? +
Yes - you can share outcomes and documentation in a way that keeps everyone aligned on what was decided and why.
Begin here
Settle it fairly. Document it fully.
Settle it fairly. Document it fully.
Let the family stay a family.
The goal isn't to eliminate disagreement — it's to replace confusion with a clear process, so decisions are understood, documented, and easier to carry forward.
Free to start, no credit card.